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Digital Estate Lockout Risk Calculator

8 questions. About 2 minutes. Find out exactly what your family would face if something happened to you tonight, from pension claims to family photos. No sign-up, nothing stored.

✅ 100% Client-Side ✅ Zero Data Stored ✅ No Sign-Up Required

Could your partner run the household tomorrow?

Bills, contracts, insurance and logins in one shared place, so either of you can handle them. Checked together once a week.

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Notenz is the household hub for life in Germany: bills, contracts, insurance and documents in one place, shared with your partner.

Related reading: The “My Family Will Figure It Out” Plan vs an Actual Digital Estate Plan

Frequently asked questions

What is 'digital lockout' risk?

It's the chance that your family or executor would be permanently unable to access your online accounts, passwords, or crypto wallets because no one else knows where they are or how to get in.

How is my score calculated?

Based on your answers about where your passwords are stored, whether anyone else has access, and whether you have a plan for digital accounts in an emergency.

What should I do to reduce my risk?

Write down where your key accounts and instructions are, and make sure your partner can reach them. Notenz keeps bills, contracts, insurance and logins in one shared place, so either of you can handle them.