For households in Germany
Your household admin, in one place.
Snap a letter or upload a PDF. Notenz finds the date, amount and provider, and the pile on the table becomes one list for you and your partner.
3 letters in total, the wealth total and charts, and the tools. No card needed. Reminders and the Sunday email come with our paid plan.
How it works
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1
Snap it or upload it
Take a photo of a letter or upload a PDF. It takes seconds.
Household admin for Germany: bills, subscriptions, contracts, insurance, documents, dates and notes.
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2
We find the date and amount
If we are not sure about something, we ask for your OK first. No guessing.
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3
Invite your partner
Included with Guardian.
Right after the first letter is read, we ask who else should see this. Invite your partner to the same household list. Your partner does not pay. See Guardian.
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4
We remind you and help you act
Included with Guardian.
An email before it is due, one short summary each Sunday, a ready cancellation letter, and a draft reply when you need an Einspruch, a Widerspruch or a request for more time. You add the details and check every line. This is not legal advice. Reminders come with our paid plan.
Bills, contracts and documents, in one calm list
Everything sorted into three groups: what needs your OK, what is due this week, and what comes later. One button per item.
And one honest line about money: what all your subscriptions and bills cost you each month.
You can also tick Kindergeld, a school deadline or a child's ID, and tag it with a family member.
Included with Guardian.
With Guardian, you and your partner work from the same list.
You pay €86.40 a month for 6 subscriptions and bills.
Needs your OK
This week
Later
Your wealth overview, on one page
Add your accounts, investments, property and loans. See your total and how it splits across accounts, investments and property. Free.
Start free. Add Guardian when you need it.
Free
- ✓ 3 letters read for you
- ✓ Your wealth overview: total and charts
- ✓ Free tools for German deadlines, no account needed
No card needed.
Guardian
billed €29.99 a year
billed monthly
Add our paid plan when you want reminders and the Sunday email.
- ✓ Everything in Free, plus
- ✓ Your wealth overview with insights, access notes and handover if you can't be reached
- ✓ Letters and bills read for you, with the date and amount
- ✓ Reminders before every date, and one short email each Sunday
- ✓ Common German dates in one tick list
- ✓ Kindergeld, school dates and children's IDs in the tick list, tagged by person
- ✓ What you pay each month, and a ready letter to cancel
- ✓ Reply drafts with the authority filled in, and a reminder before the deadline
- ✓ Your partner sees the same list, at no extra cost
Your first 3 letters are read free. No card needed. 30-day money-back guarantee.
🇪🇺 Hosted in Frankfurt (EU) · 🤖 AI reading by Anthropic, US
Every Sunday, one short email
Included with Guardian.
What is due this week, what needs your OK, and nothing else.
The dates every household in Germany has
Included with Guardian.
Tick what applies to you and enter the date. We already know how early to remind you.
- ✓ Passport expires
- ✓ Residence permit (Aufenthaltstitel) expires
- ✓ Car inspection (TÜV / HU)
- ✓ Tax return due
- ✓ Rundfunkbeitrag
- ✓ Car insurance renews
- ✓ Home insurance renews
- ✓ Health insurance renews
- ✓ Kita fees
Try a free tool: cancel your car insurance with a ready letter →
Also included: wealth overview, Contract Guardian, Sealed Vault, cancellation letters and safety check-ins.
Private, and honest about it
- 🇪🇺 Hosted in Frankfurt (EU). Your documents and notes are encrypted.
- 📄 To find dates and amounts, standard items are read by our AI provider, Anthropic, in the US. This happens automatically.
- 🔒 Items you mark as private, and Sealed Vault items, are never read by Anthropic. You fill in those details yourself.
- ✉️ We never sell your data and there is no advertising.
Common questions
What does Notenz do for me?
It keeps your bills, renewals and important dates in one list, reminds you before each one, and helps you cancel what you no longer want.
Is the start really free?
Yes. Your first 3 letters are read free, and one of them can be a contract check. No card needed. Email reminders, the Sunday email and sharing with your partner require paid Guardian.
Is Notenz free?
You can start free: 3 letters are read for you, and your wealth overview shows your total and charts. Reminders, partner sharing and the handover come with Guardian, our paid plan. See plans
Can I keep track of what we own?
Yes. The wealth overview keeps accounts, investments, property and loans on one page. The total and charts are free. What to list so your family can find it
Can Notenz write my Einspruch or Widerspruch?
It can start a German draft for three letter types, from a blank form or, with Guardian, with the authority name filled in from a letter you uploaded. You add the rest and check every line before you send it. This is a template, not legal advice.
Is the letter tool free?
The public template is free and needs no account, like our car-insurance cancellation letter. Reading a letter you upload uses one of the 3 readings on your free account. Filling in the authority name from that letter, and reminding you before the deadline, are included with Guardian. You add the rest.
Does a request for more time extend my Einspruch deadline?
No. A Fristverlängerung under German tax law covers tax-return filing deadlines and deadlines the tax office itself set. It does not extend the statutory Einspruch period. Use the deadline calculator and the Einspruch template for that.
Does my partner need to pay?
No. One Guardian plan covers you and one partner. They see and edit the same household list and they get the same reminders. They can leave at any time.
How do I invite my partner?
After your first letter we ask who else should see this. You can also invite them from Family. We email a link that works for 14 days. They do not need their own paid plan.
What happens if I cancel Guardian?
Access continues until the end of your billing period. Then reminders, the Sunday email and your partner's access stop. Your items stay on your account.
What if it reads a date wrong?
Every date we find is shown to you, and you can change it at any time. When we are not sure about a date, we ask for your OK first and only remind you after that.
Why not just use my calendar?
A calendar only knows what you type into it. Notenz reads the letter for you, finds the date, knows how early to remind you for things like the TÜV or a residence permit, and sends one short summary each Sunday. You can still add your dates to your calendar too.
Can I cancel Guardian anytime?
Yes. Cancel Guardian any time from billing settings; access continues until the end of your billing period. Your first 3 letters are read free before you pay. Guardian also includes a 30-day money-back guarantee. Request it from the billing form or by emailing [email protected].
Start with your first 3 letters, read free.
Take a photo of the next bill that arrives. We do the rest.
Start with 3 letters